How to Swim in Monnaie and Spend It at Averardo Bank in Wuthering Waves (2026 Edition)
Efficiently farm Monnaie in Wuthering Waves by looting chests and smashing Montelli Crests, then trade at Averardo Bank for 120 Astrite.
Let’s be real—2026 has brought us flying cars that still can’t park themselves, AI companions that judge your gacha pulls, and yet, somehow, I’m still grinding currency in Wuthering Waves like it’s 2024. After the universe decided that my account deserved an Encore Sequence Node instead of Carlota’s (don’t ask, the pain is still fresh), I found myself sniffing around Rinascita for any scrap of Astrite to soothe my wounded pride. That’s when I stumbled upon Averardo Bank’s little side hustle: trading piles of Monnaie for rewards, including a juicy 120 Astrite. Yes, the very same Monnaie that looks like chocolate coins from a pirate-themed birthday party. So grab a shovel and your best treasure-hunting outfit — here’s how to farm Monnaie and blow it all at the bank.
Monnaie is the local loose change of Rinascita, and unlike Shell Credits, you can’t just vacuum it up by breathing near a domain. This stuff requires actual legwork, the kind that makes your Resonator’s boots wear thin. You’ll get Monnaie by opening Supply Chests, activating Tidal Heritage nodes, finishing quests, and — my personal favorite — smashing every Montelli Family Crest container you see as if it insulted your mother. Those crest-bearing chests and vases are scattered everywhere, looking suspiciously like the ceramic pots you’d find in your grandma’s attic. Destroying them is deeply satisfying; just whack them with any attack and watch the Monnaie pour out. No finesse required.

Now, if you’re the type who likes to min-max your time (and let’s face it, you’re playing a gacha game, so you probably have a spreadsheet somewhere), the best farming spot is Penitent’s End. Every “Treasure Spot” on your map there guarantees at least three Supply Chests and enough Montelli breakables to question your life choices. Stack up exploration challenges too, because Tidal Heritage nodes cough up Monnaie just as generously as chests. Do not ignore those shiny blue puzzle orbs — they’re not just there for ambiance.
To help your neurotic brain plan ahead, here’s what each chest and node type drops:
| Source Type | Monnaie Reward |
|---|---|
| Basic Supply Chest / Node | 25 |
| Standard Supply Chest / Node | 30 |
| Advanced Supply Chest / Node | 40 |
| Premium Supply Chest / Node | 60 |
Yes, the jump from Advanced to Premium is a spicy 20 extra Monnaie, which means you will develop an unhealthy obsession with any chest that glows golden. I’m not judging — I’ve screamed at my screen over a missed Premium chest more times than I’d like to admit.
Once you’ve piled up enough Monnaie to fill a small bathtub, waddle over to the Averardo Bank Counter. It’s located smack in the middle of Ragunna, where a very polite teller pretends she doesn’t notice your Resonator is still bleeding from the last battle. The bank offers a smorgasbord of goodies, and you’ll want to check the counter often because the selection might shift like the tide (or so the patch notes imply).

From what I’ve hoarded and spent, here’s a rough breakdown of what you can grab and how much Monnaie you’ll need. Don’t quote me if prices have changed — blame timey-wimey updates.
| Item | Monnaie Cost | Notes |
|---|---|---|
| 120 Astrite | 500? (or around that) | The main reason you’re here |
| Shell Credits ×20,000 | 200 | For when you’re broke mid-upgrade |
| Premium Tuner ×5 | 300 | Feed your echoes |
| Forgery Material Box | 400 | Random, but usually useful |
| Resonance Potion ×3 | 250 | Instant EXP for your sleepy Resonators |
I’m guessing on the exact numbers because my Monnaie vanishes as fast as my resolve to skip a banner, but the counter displays everything clearly. Astrite is obviously the star of the show — nothing else says “sorry you lost the 50/50” quite like 120 primogems, I mean Astrite.
A few more survival tips: don’t sleep on those random vases in towns. The Montelli Family Crest might as well be a neon sign saying “free money.” Also, quests often reward Monnaie in batches, so if you’re behind on side content, now is the perfect excuse to catch up. And if you’re like me, you’ll develop a Pavlovian response to the sound of smashing pottery.
In the grand scheme of Rinascita’s economy, Monnaie is the humble copper that keeps your gacha hopes alive. It’s a grind, sure, but at least you get to break things while doing it. So grab your weapons, visit Penitent’s End, and turn that loose change into something that sparkles. Just try not to calculate the Monnaie-to-Astrite ratio in terms of your actual life hours — that way lies madness.